credit adviser (EN)
ISCO 3312 · v1.2.1
Credit advisers offer guidance to customers related to credit services. They assess the customer's financial situation and debt issues arisen from credit cards, medical bills and car loans in order to identify optimal credit solutions for customers and also provide debt elimination plans to adjust their finances if needed. They prepare qualitative credit analyses and decision-making material in respect of defined customers in conformity with the bank's strategy on credit policy, ensure the credit quality and follow up on the performance of the credit portfolio. Credit advisers also have expertise in debt management and credit consolidation.
Классификационные навыки не измеряют личное владение ими или будущие замещённые часы.
Исходные синонимы (EN)
- credit counselor
- debt counsellor
- certified credit counselor
- credit intermediary
Навыки и знания
Essential (EN) · 18
- financial products
- analyse loans
- maintain client debt records
- assess debtor's financial situation
- examine credit ratings
- provide support in financial calculation
- obtain financial information
- advise on financial matters
- prepare credit offers
- economics
- insolvency law
- maintain credit history of clients
- perform debt investigation
- analyse the credit history of potential customers
- debt systems
- consult credit score
- credit control processes
- provide financial product information
Optional (EN) · 29
- advise on risk management
- advise on credit rating
- interview bank loanees
- banking activities
- assess risks of clients' assets
- prepare credit reports
- develop investment portfolio
- credit card payments
- review investment portfolios
- create a financial plan
- synthesise financial information
- interpret financial statements
- microfinance
- communicate with banking professionals
- corporate social responsibility
- audit techniques
- determine loan conditions
- securities
- consumer protection
- accounting techniques
- mortgage loans
- forecast future levels of business
- property law
- business loans
- investment analysis
- monitor national economy
- tax legislation
- budget for financial needs
- analyse financial risk
Исследовать страну и горизонт
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Для сообщения о проблеме можно скопировать точную ссылку на данные и передать её вручную. Личные ограничения сюда не входят.